I did in fact report it to my insurance and I also filled out an accident report and got a full estimate on my vehicle.

If she would have fucking called me that night and said that she was going to get insurance the next day then that would have all been possible and hunky dory...

However...since I had to do the right and legal thing than of course I am getting screwed over!

This girl isn't a criminal, she is just a 21 year old trying to figure out life...much like myself. Accidents and mistakes happen, and we live we learn....My car is a fucking 1992 geo prizm, is it REALLY worth it? I don't think so. It would have only been worth it if I got to go through insurance and salvage my title, it isn't worth it to ruin some innocent girls life.