tell her to pay for it outta her pocket, or you'll file a criminal law suit.. if she's really so afraid of confrontation (and police lmao) she'll take care of it like she should....

see, this works to your advantage, technically... cuz she can either take care of it, (don't listen to any sob stories... shit people will say alot of shit just to get of things) or get the police involved.... in my state, you don't have car insurance, you're in a lot of shit.