Don't know your income but if it's low and your that far in the shitter you may want to consider filing for bankruptcy. It's not as bad as having that kind of debt hanging over your head. My ex-wife ran our credit cards up over $83,000 without my knowledge, found that out at the divorce!

I was able to keep my car, Harley, household goods.......didn't really have to part with any of my toys.....except for the ex.

Have a good one!:jointsmile:
Psycho4Bud Reviewed by Psycho4Bud on . so this is what it is to be adult eh... getting mail, and just knowing it's a bill before you even look at the envelope... opening the letter to find it's a bill collector and they're actually bitching at you.. lol... and realizing now matter how hard you struggle, if you even tried to pay it off, you'd be up to your eyes in debt even years and years later... :rolleyes: between me and my wife we owe damn near 100,000 in medical bills... well... we don't need credit anyways... if we don't have cash money for something, we Rating: 5