well i can actually answer this (lol who woulda thought any good would come of it) my wife was hit by someone who didn't even have a permit, she had to go to the hospital.... the insurance company isn't covering all of our bills (even if it was the insured driver in the car they still wouldn't have, there was a cut-off limit on the insurance it's self) but they are going to pay up... like i said, the driver didn't even have a learners permit, much less was she insured on the car.... so there, hope that answers your question.

edit: btw we live in texas as well.
slipknotpsycho Reviewed by slipknotpsycho on . Can anyone help me with this I live in the great state of Texas. My son got his instruction permit three weeks ago and has been driving for even longer, he enrolled in a better school but it requires him to drive, now heres the thing, with just a permit he cant get his insurance just yet, the vehicle is under my name and the car itself is insured, if he were to get into an accident without me with him would the car paid off by the insurance company? For some reason the guy at state farm dident know, my friend told me that Rating: 5