some times when you make a deposit the bank alllows you to have a sertain amount of it right then.
on friday night after the bank closes, go put 1$ into an envelope and put that your depositing 200$ the bank should give you 80$ right off the bat. take the 80$ and repeat at a different atm location. Saterday doesn't coun't as a busness day, so you have untill 8am monday till all your transactions go through and they find out that you didn't put 200$ into and envelope, and you will owe money.

ware somthing over your face, or have a freind do it, call them on monday morn and say "I lost my card over the weekend", then tell them that these transactions were not right.