Need legal advice about a car accident!

[SwirlyMass]

I got into a head on with a drunk mofo who ran a red light while i was completing a left turn, i had entered into the intersection before it turned.

Now a witness said the light was green when i made my turn, but i know it was red. at the very least it was in the second half of yellow before i started.

The loan on my car is for $7500 and i bought the car about 1.5 months before it was totaled. The insurance company came up with a total of 7,200 before a $1000 deductible, so now im stuck owing 1300 which is complete bullshit because i bought the car very recently and they only gave me private party blue book value, i called and argued with the adjuster trying to get blue book retail value on the vehical, which would be just enough to cover it.

I think its complete bullshit that they are trying to come close but not even all the way up to the loan amount especially when i had put in about 1600 in trade ins when i bought the car.

so its like im getting screwed for 2900 basically. which made me so mad i had to go around screaming and punching walls because that means i gotta pay off a car i dont have and live at home with NO car until its all paid up.

so here is my question, should i be able to at least get retail blue book value? or would it be smarted to just take it up the ass and accept their offers.

SwirlyMass Reviewed by SwirlyMass on 01-02-2007. Need legal advice about a car accident! I got into a head on with a drunk mofo who ran a red light while i was completing a left turn, i had entered into the intersection before it turned. Now a witness said the light was green when i made my turn, but i know it was red. at the very least it was in the second half of yellow before i started. The loan on my car is for $7500 and i bought the car about 1.5 months before it was totaled. The insurance company came up with a total of 7,200 before a $1000 deductible, so now im stuck Rating: 5

[benagain]

Sounds pretty shitty to me, but it's all legal stuff. You'd be best asking a lawyer who specializes in stuff like that.

[SwirlyMass]

who the fuck moved this in here, i call bullshit. the legal forums are for legality about marijuana. there is no marijuana involved here.

[Myth1184]

Most insurance companies will only pay Kelly Blue Book value if the car is listed as Totalled.

I sadly didnt study Automotive law so im not 100%, but if you were making the turn while the light was Yellow, your in fault, even if the guy who hit you was drunk. Yellow means slow down, not hurry up, red light is coming.

From the small ammount you owe, 1300, it would be better to just take it up the ass like you said, than to challenge it in court. Cause court/lawyer fees will add up to more than 1300 in the long run.

Id also get a new insurance company.

[birdgirl73]

Last time I looked, Swirly, the Legal area was about legal matters of all kinds, not just MJ-related. Try reading the other threads, and you'll see that. I don't know who moved your thread, but if I'd seen it before they did, I'd have moved it, too. You're also more likely to get a knowledgeable answer here. You certainly do get your panties in a twist sometimes about the dumbest stuff.