Where insurance is concerned, in the United States, young men pay more for coverage than young women do. That's because, actuarially, the young men have a higher statistical risk/probability of having accidents. It's not so much based on sexism as it simply is on simple risk probability and statistical history. Young folks pay more for insurance because they have more wrecks. And young men have more wrecks than young women.

I'm the parent of a 20-year-old guy. And we often joke about needing to mortgage our house when his insurance bill comes in.