Quote Originally Posted by sensimilia47
Thanks for the help. I am still going over four issues in my mind though. Number 1: should i tell my paretns and risk getting in a lot of trouble. Number 2: Do you think if she was gonna file a claim she would call me first (told her to do so as a favor to me) Number 3: Does anybody know the standard operating procedure for insurance companies? For example, do you know how soon they would contact me if she did in fact make a claim? Four: Do you think if she has not already called me then i am off the hook seeing as it was 5 o'clock yesterday. Thanks for all the input its really helping me out.
1. I think you should tell your parents simply so you'll quit worrying so much. That will relieve your fears in a big way, and Tootsie was wise to make that recommendation. If they're reasonable people, they'll know it was not a big deal and will not give you any grief. And since they've had your sister to compare car incidents with, I suspect they won't sweat this. Parents know how things happen with teenagers and cars. It's expected. This, in the scheme of car incidents, was a tiny matter.

2. No, I don't think she'd call you first. That's not how people behave once they've left the scene. You're like someone she might have to interact with on a business level. She'll simply call and make a report and, possibly, a claim. (And Jamstigator, since he tapped her car and is the one at fault, she'd be making a claim on his insurance company, not her own.)

3. Time limits vary from state to state according to insurance regulations, but generally people have 72 hours to make an initial report of an accident or injury to their insurance company. And they have a period of weeks, usually six, after that in which to work through the small claims process. If she's going to make a report, she'll do it fairly quickly, which is why the 72-hour policy stands. People need to report claims while they can still recall what happened. You'd be contacted by her insurance company within three weeks, I imagine, and probably within one week or less so they could hear your statement while the incident's still fresh in your mind.

It's time to go fess up to your parents. Like Tootsie said, go talk to whichever one you're most comfortable with and who'll be the least critical. They will probably be very proud of you for unburdening yourself and telling them the truth.
birdgirl73 Reviewed by birdgirl73 on . Big Problem weighing on my conscience ALright so here is the story( by the way it is not related to weed so if this is what you reading for your not gonna find it here i just want some opinions and maybe some closure about the situation). Alright so i got my provisional liscense 2 weeks ago, and i am driving my sister's car (she is at college). I am driving home today and am sitting in traffic but i realize i am low on gas so i try and switch to the right lane to go to gas station thats to my right. While i am looking in my right Rating: 5