Bank Error in Your Favor!

[Smokin EnDo]

Hey Guys, I just went to the bank cashed my 2 checks and took out $40. I arrive home and have $60 in my wallet. So I check my online account and it says the correct amount was deposited so it wasn't my $20. With no conscience involved should I a.) spend it on a fatter sack, or b.) spend the $40 i should have gotten, hold onto the $20 just incase they do catch up? I need answeres quick cuz my guy is gonna call me back soon!!! I really hope i did get the extra $20.:rasta:

Smokin EnDo Reviewed by Smokin EnDo on 05-05-2006. Bank Error in Your Favor! Hey Guys, I just went to the bank cashed my 2 checks and took out $40. I arrive home and have $60 in my wallet. So I check my online account and it says the correct amount was deposited so it wasn't my $20. With no conscience involved should I a.) spend it on a fatter sack, or b.) spend the $40 i should have gotten, hold onto the $20 just incase they do catch up? I need answeres quick cuz my guy is gonna call me back soon!!! I really hope i did get the extra $20.:rasta: :) Rating: 5

[chisme]

spent it man fuck it the bank if they ever catch up if you have spent it by then they have to claim insurance for the money as its their mistake not yours

[Krogith]

all they know is 1 less 20 in the mechine could of happend that whole time peroid should be no way to link that 1 sticky 20 back to you :smokin: Buy some more Weed:smokin:

[xblackdogx]

i would return it directly to the bank
do not pass go
do not collect that fatter sack

[Smokin EnDo]

I don't know it is only $20 its not like its $200 so I could always pay them back for it no worries. I think im gonna get a half YAY!!!

[benagain]

they'll figure it out. I'd deposit it back unless you're not worried about NSF fees and shit.

[Smokin EnDo]

Damnit!! I think im gonna not spend it right away but i'll think on it it is only $20 no skin off their ass really.

[Cannabis.com]

If the extra $20 came from an ATM withdrawal, then it's likely they'll never pursue recovering the money for various reasons; it's more of a hassle for many banks to do all the paperwork required to correct an erroneous ATM transaction for so little money.

If the extra funds came from a withdrawal you did in person, you should consider going back to the bank and inquiring if the bank teller that assisted you was $20 short that day. ... if they don't give an answer or say "no", then just forget about it and consider it a bonus for banking there.

Another possibility to consider is that the extra $20 isn't really extra, but perhaps money you already had in your pocket prior to the withdraw.

Ron

[del...]

and if it did come from a teller then s/he is short 20 bucks which doesn't look good for them career-wise and would definitely earn you karma bucks if you did the right thing first thing monday morning...

[orangeman]

Well $20 isnt much so even if they do come back for it I dont think you'll get in that much trouble if you spent it, just go buy some weed .