How does it show up on your bank statement? ... that is to say, is it showing up as a "charge"? ... or as some other payment type?

Deny, deny, deny ... keep details to a minimum, since too many will likely confuse the issue and add paperwork ... if you (assumes you're the only authorized signer; joint bank accts can get tricky depending on one's personal situation) honestly don't recall making any such purchase and made a good faith effort to contact the merchant, then it's up to the bank to reverse the charge ...

Ron

p.s. yes, there are many helpful people here :thumbsup: