I have been in a total of 6 car accidents, all before i turned 25. 3 were my fault and 3 were not. Really shakes you up though. My wife was broadsided about 6 years ago(no one hurt thankfully) and hit a car that pulled out in front of her about 1 year ago. Again, no one hurt. It was a young girl who had her license less than 24 hours. And most recently, my son was rear ended by a panel truck. Replacing all of these cars is breaking me.