Umm, FEMA is around because natural disasters are most of the time too big for municipalities and even states to handle effectively. If that weren't the case, there would be no need for FEMA.

His disaster declaration was FEMA's cue to take the fuck over.

Did they? No. Were they supposed to have a plan? Umm, yeah. Isn't that what the whole Dep't of Homeland Security overhaul was all about?

It's probably because W chose the most inept man on the planet to lead the organization - he and I both literally have the same qualifications for the job and I don't know shit about it.