Right, it's impossible not to take risks. If nobody ever took any risk, nobody would die. For every death that occurs, in theory it could have been avoided if the person took a different course of actions during their life, but eventually something gets everyone. Life is a sexually transmitted disease with a 100% fatality rate.

As Bill Hicks put it:
I have something to tell you non-smokers, and this is for you and you only, because I know for a fact that you don't know this. And I feel it's my duty to pass on information at all times, so that we can all learn, evolve, and get the fuck off this planet. Non-smokers, this is for you and you only, ready? Non-smokers die every day. Sleep tight. See, I know you entertain some kind of eternal life fantasy because you do not smoke cigarettes. May I be the first to pop that little fucking bubble of yours, and send you hurtling back to the truth? You're dead too. Have a good evening.