It does not matter if I accept Jesus, if Christianity is true I am going to hell simply because I am an atheist. According to Matthew 12:31
"Wherefore I say unto you, All manner of sin and blasphemy shall be forgiven unto men: but the blasphemy against the Holy Ghost shall not be forgiven unto men."

I have committed the blasphemy against the Holy Ghost (by asserting that such an entity does not exist), therefore I am doomed to everlasting punishment if the Bible is true, no matter if I am "saved" or what.

P.S. I don't think any being with a sense of what is just would make it so that "u only have to be ur self to go to hell". What kind of sick creature would give people free will and then punish them for having individuality?