"psychiatrists, who are trained medical doctors and may prescribe medication. Their services are covered by OHIP. You must be referred to a psychiatrist by your family doctor."





So you go tell your doctor you feel suicidal, and its free. Whats going to happen if you say that, and they wont refer you, and you kill yourself? It would be the mother of all inquests. Go from doctor to doctor until you find one who will refer you. Are you in college or university full time? If so your student health plan will cover therapy.
I can call my crazy ex GF and ask her, i know she isnt paying for it. You need to learn to milk the system.