If you want to be absolutly sure they detect nothing, use the synthetic at this site and substitute. urinator.com

Read the SUBSTITUTION guidelines I have linked to at the bottom of my post. I'm sorry, I don't have more specific answers about insurance testing. N2
IamN2pot Reviewed by IamN2pot on . Importance of Testing Well for Life Insurance Policy? Hi, I have purchased a Whole Life insurance policy, and as a part of the purchase, I need to submit blood and urine samples, just to check on my general health. I'm an occasional smoker, though over the past couple of months I've been as heavy as I've ever been -- smoking usually for an hour or two every second or third evening. However, today is Tuesday, and my exam is scheduled for Thursday, and I haven't smoked since Sunday. (I've also been diluting a bit -- that has worked for me in Rating: 5