Hell, while I'm here, if anyone needs individual or small business financial services, I'm your dude. :-) We can look over some financial business, then toke up.[/QUOTE]

Some financial planner told me that to avoid paying Capital Gain taxes to put my money in a Variable Universal Life (VUL) insurance policy.
However, another planner told me that those plans have a high administrative cost.
I don't get it, why is this a good plan?
And, if I get my money, do I pay taxes from there? If so, why get it then?