Wow, the OP was 4 years ago. Wonder what happened with his insurance application? BTW, term is usually a much better deal than whole life.
Iguana Reviewed by Iguana on . Importance of Testing Well for Life Insurance Policy? Hi, I have purchased a Whole Life insurance policy, and as a part of the purchase, I need to submit blood and urine samples, just to check on my general health. I'm an occasional smoker, though over the past couple of months I've been as heavy as I've ever been -- smoking usually for an hour or two every second or third evening. However, today is Tuesday, and my exam is scheduled for Thursday, and I haven't smoked since Sunday. (I've also been diluting a bit -- that has worked for me in Rating: 5