Importance of Testing Well for Life Insurance Policy?

[omanthissux]

for my future reference.....as i too have a life insurance drug test coming up......were u observed when u pissed?......

omanthissux Reviewed by omanthissux on 12-14-2004. Importance of Testing Well for Life Insurance Policy? Hi, I have purchased a Whole Life insurance policy, and as a part of the purchase, I need to submit blood and urine samples, just to check on my general health. I'm an occasional smoker, though over the past couple of months I've been as heavy as I've ever been -- smoking usually for an hour or two every second or third evening. However, today is Tuesday, and my exam is scheduled for Thursday, and I haven't smoked since Sunday. (I've also been diluting a bit -- that has worked for me in Rating: 5

[Texasradio]

I live in California and have given a blood and urine sample for the purchase of Term Life insurance. The results came back and cannabis was not screened for. I was approved and so was my wife. She stopped smoking 4 days prior to the test and I stopped 1 day prior to the test. We usually smoke about 5 days out of the week. Synthetic urine is great for passing just a drug test, but the sample won't be accurate for all the other tests they administer. It would be too healthy of a sample which could raise a red flag. They usually run about $1,100 worth of testing and will give you the results for free, pass or fail anyway. Might as well take advantage of them. If cannabis is all you're worried about then you should be fine.

[Iguana]

Wow, the OP was 4 years ago. Wonder what happened with his insurance application? BTW, term is usually a much better deal than whole life.

[AllGoonedUp]

i recently had a physical exam for a life insurance policy. blood test & urine. i spark about 1-2x a week. i abstained for 16 days and tested clean. worked out a ton & sweated. ate clean. i picked up some of those thc test kits. they are like $2 a pop. they work. if you grill everyday i would allow for at least 3 weeks before the test. if you are not active and are overweight allow for at least a month if not more.