when i was a much younger man i did repos for a used car lot as a part time job to help support a a very bad habit all that aside it wasnt the best job in the world.. but if you sell some one something and they dont pay you for it you have to take some type of action or you will soon be out of buisness my boss had a sgn over his desk that said THE BEST WAY TO GET BACK ON YOUR FEET IS TO MISS 2 CAR PAYMENTS.. and he ment it