"finance was never my strong suit, so i don't understand all the nuances. "

I definitely feel you on that. I actually avoided finance myself, as I considered all the markets to basically be big shell games and that the whole system was a scam. The big boys control the prices and suck people in, then inflate and deflate the market to pull out capital in cycles. I once worked with someone though who was a conspiracy theorist nut and he swore there was a secret numbers code to predict what would happen, so I got a little interested. Of course, this is the same financial genius who borrowed $100,000 from his credit cards and lost it all on the markets. So my interest waned, lmao.

At any rate, my shipment apparently hit New York this morning which is pretty awesome! Might actually make it before Christmas, or if not by the new year!