They are looking for pre existing condition so that if you get sick they don't have to cover you. Usually if all they do is check your urine its best to use a synthetic urine, that way they can't find anything wrong with you. But if they're doing the blood test then the urine test doesn't really matter. Before taking the test they should have a paper for you to sign that says what they are going to test for. I would never sign on with an insurance company that wants to determine if you have pre existing condtitions. We all have pre existing conditions of one sort or other. Isn't that why we buy medical insurance? More of capitalism destroying our health.
killerweed420 Reviewed by killerweed420 on . Insurance Test I have to give a urine sample for a life insurance application soon and am planning to sub. I can either use my girlfriend's clean urine or synthetic urine from Spectrum labs. Does anyone have a recommendation? Do insurance companies screen differently than pre-employment tests? Thank you in advance. Kermit. Rating: 5