Life is like that, sometimes all the shit it's the fan at once, also known as all Hell breaking lose, or when it rains, it's poors. I'm sorry to hear life isn't treating you well. Most of us go through some type of finance issues. I know I do. As for your friends, I'll say a pray for both of them, the one in the hospital and the one who lost his love. Depression is a no laughing matter, and it can hit you all at once and overwhelm even the sainest person. Just stay strong and know that this too shal pass. While it may not seem like bright sunny days are ahead, they will come. Your bills may seem like a huge weight on your shoulders but remember they don't put you in jail for not paying them, sure they can ruin your credit, but they can't take your life away from you. You'll need to be strong for your friends and support them the best you can. I wish you luck, and I'll say a prayer for you too. Keep smiling things will get better.