"car insurance is much different."

No, it is not. The same principle applies - the government is forcing you to give money to an industry that has done nothing to earn it, and in fact has a history of trying to deny proper claims.

It is a money grab. That is all that this is. The Commerce Clause has been misappropriated and if you keep that sort of 'it's different' mentality, pretty soon you're going to be forced to buy things you don't ever use in life because the government says you're required to.

There is nothing different, at all. This is the government saying "Give your money to this industry or else."

Soon enough you're going to have to have COMPUTER INSURANCE if you own a computer. That bill got struck down last year but I hear it's coming back.