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08-04-2010, 04:44 PM #11Senior Member
One year anniversary sale: $36.50 eighths
Originally Posted by TheReleafCenter
There are different companies and I could be contacting a different United than the one you are referring to, but I'll post an update when I get more info.
A20 specifically states that insurance companies don't have to pay marijuana related claims, if there is a carrier that is allowing that, it's a pretty big deal.
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08-05-2010, 12:29 AM #12OPSenior Member
One year anniversary sale: $36.50 eighths
It's just about how we're coded. There's a distinct possibility that they'll stop accepting them any day now, especially if you told reps for their company that they're being accepted. Stop in now before they cut you off!
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08-06-2010, 02:59 AM #13Senior Member
One year anniversary sale: $36.50 eighths
Congrats on yr 1st Year... hoops, hoops, hoops glad yr still around..
Jason
Delta9
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08-06-2010, 01:48 PM #14Senior Member
One year anniversary sale: $36.50 eighths
Originally Posted by TheReleafCenter
FYI Releaf, assuming we're talking about the same insurance company, United Healthcare. I'd be happy to call the shop and discuss this offline if you have any questions.
However, you are totally correct about how it's coded. Unless someone's account is audited (not gonna happen imo), then they can use their hsa money for anything 'medically related' with a few exceptions. I'm sure greenpoint or whatever insurance producer posts here and CL could verify, but they don't seem to touch health insurance. Could be wrong though.
From United themselves, senior vp of this-and-that (I don't want to disclose):
The following expenses are not eligible for reimbursement under a Health FSA, HRA or HSA:
Annual medical contract fees for exclusive provider care
Arch supports, knee wrist braces (unless prescribed for a specific medical condition)
Breast pumps (unless medically required to care for a premature infant)
Blood pressure machines (unless prescribed by a physician as medically required for constant monitoring of blood pressure due to a medical condition)
Cosmetic surgery
Dental bleaching or any other teeth whitening
Domestic help fees (for services of a non-medical nature)
Electric toothbrushes replacement brushes
Electrolysis or hair removal
Hair transplant
Health club dues/memberships (unless part of a medically prescribed regimen to treat a specific condition)
Humidifiers (unless prescribed by a physician to treat a specific medical condition)
Insurance premiums of any kind (see below exceptions for HRA and HSA)
Laetrile, even if prescribed by a doctor, is not reimbursable.
Lens replacement insurance
Marijuana, even if prescribed for medicinal purposes, is not reimbursable.
Massage therapy (unless prescribed by a physician to treat an injury or trauma, or for rehabilitative purposes)
Over the counter items which are items not categorized as a medicine or drug and may include, but are not limited to, hot pads, support pillows, bandages, ACE wraps, nail clippers, pumice stones, feminine hygiene products, etc. are not reimbursable (unless used to treat a specific medical condition). Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc. are not reimbursable.
Physical therapy treatments for general well-being
Supplements - The cost of supplements taken for general well-being are not reimbursable. However, the cost of supplements taken to alleviate a specific medical condition is reimbursable. A physician should substantiate the diagnosis of a specific medical condition and acknowledge that the supplement being used alleviates the medical condition diagnosed.
Tuition for special schools (unless it is a special school to treat a specific condition such as blindness, speech, etc.)
Union dues
Vitamins - Daily multi-vitamins taken for general well-being are not reimbursable. Vitamins taken to treat a specific medical condition are reimbursable. A diagnosis of the medical condition should accompany the vitamin claim. Prenatal vitamins obtained by prescription are reimbursable.
Weight loss machines See Exercise Equipment.
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