on your plan, HMSA will cover your bill on some of the higher level plans, but I wouldn't expect your primary care Dr to give you a rec.

You need to go to or be recomended to go to a MMJ dr. Some plans do cover the cost. Wifey could get HMSA to pay for her card, but she doesn't want her primary to know, so she pays cash.

Unless you want to grow outdoors, I wouldn't sweat the card. Indoors is easy to hide, and cops here...unless you give them shit... don't want to waste time on small amounts.

Unless you are growing your own, card or no card, you're still buying off the illegal market.

If it makes that much difference to you go to a Dr on Big Island. Spend the cash and do it the easy way.