First of all how old are you and WHY dont you have a bank account? Why didnt you go to a check cashing place? The banks dont care unless your a customer.......no banks right now are gonna take some joe nobody walking in off the street with a huge check not from their bank and cash it without a bank account. It aint gonna happen.

This is 2010.......and its called direct deposit. Go open a bank account. Do you keep all your SS money in your mattress??

Seriously......Holy Cow dude.