Dutch Pimp........awsome advice. We belong to two banks, one of which is a credit union. They didnt even put a hold on our money when we opened the account like 6 months ago. My Grandfather was also a credit union guy and he was the smartest man I have ever met.

My family is paying off ALL our debt currently, down to about 1100 dollars besides our home and we have atleast 60 grand equity in the crib which isnt to shabby for a 31 year old I guess. We arent opening ANY new credit lines and cut up 7 cards we used to have after we paid them off.

Any other advice Pimp? Any thoughts on when to sell our gold for optimum profits? We watch the markets and do our homework......just thought an independent source may provide useful info.