I go to a very inexpensive public university for my undergrad, costs me about 3k a semester. I don't understand the whole idea about attending an UNDERGRAD school if it costs 30k a year- especially if you have nothing for scholarships. There is no conceivable reason for that- bachelors degrees are NOT worth that much. I know college students are all about going away from home, and experiencing independence and dorm life; I've been there, it's not as fun. 80% of college graduates with a bachelors end up moving back to home after graduation because of the economy.

One exception, unfortunately, is medical school. Unless you get in with a good hospital to pay off your loans, or part of your loans, you're screwed.

Find someone- state, federal, or local government; private organization- to pay for your Masters/PhD if you choose to go further.