I find it difficult to comprehend why our country is in the loan business period. Starting with the commerce clause mis-interpretetation many decades ago, and continuing with the sub-prime mess created when our elected government officials got together with ACORN chapters to start picketing bankers offices and homes, to create a friction between the classes. Pitting those responsible with their money and finances, against the crack-buying welfare parents and social justice programs. Regulating the banking industry I do understand, but socializing it is unsustainable and undesirable.

What elected official has the right to tell me that even though someone else can't afford an education or a home, is on welfare, and has defaulted in the past, that they 'deserve' the same opportunity as me...whom has been working for 40 years to maintain my own level of comfort...and I get to foot the bill when they fail? Bullshit.
Same with tuition...even though some moron can't get a part-time job to take resopnsibility for his/her own life, or go to a community college as a starting point...me and my children will assist them through 14 years of frat parties, binge drinking and unlearning American values and morals in a planned attack on constitutional laws and intent...?

Funny how some of the liberals say it's the charitable christian principles we need to follow since we all are created equal...we all should be afforded the same opportunities regardless of personal responsibility and effort required to maintain that standard. But when the fuck did liberals become concerned with christian principals, as all of their principles and "seperation of church and state" mantra(s) indicate a distinct disdain for christianity and christians? (God was a personal responsibility advocate, and charity began at home, not in the government)
Any lie to fill the void of morality, I guess. Whatever it takes to convince the masses of their altruistic intents, which are actually centered to remove our choices, side-step personal responsibility and dictate my neighbor's value in my financial stability, is truly a socialists dream.

Obama has slipped into a lame-duck presidency but perhaps will be destined to be well-regarded in history. <cough, choke>