yes, 1 year from issue.

A friends was mailed off last week of Sept. and got her card 1/15.

I'm wondering about renewals & if the same holds true - i.e. if I mail in my renewal in just 30 days prior and it takes them months again... do I win again?

It would be swell if they would make these for 5 years or permanent for people with permanent conditions. It would ease up the application process. Next year,their troubles will be doubled with renewals and signups.