This economic dowturn really did well for my family, we JUMPED on a great little 4 bedroom house in the burbs that got foreclosed on....no trouble getting loan....this was a year and a couple months ago when things were "sooooo bad." Ya gotta be smart financially and roll with stuff. This house is already worth 9grand more than what we paid. You guys sound really scared? While ya'll talk about stuff, Imma use my money to make more money. People are always saying the crash is coming......they are also usually the same ones sitting on the sidelines.