You're 20 years old and getting a life insurance policy? So many things I could say.

What are your stats damnit? How much is a lot, how much a day and often a day and how long, quality, your height, weight, physical activity level.

Which strip exactly was it? Don't give an active hotlink. If you have the ingredient list look for fiber content. They're both rip offs because they use dilution and fiber to help defeat drug tests which can be purchased for much cheaper than something with the strip nc stamp on it.