Well there you go. I was either going to say you have so sort of OCD or you are the most responsible 20 year old or someone suckered you into buying insurance this early in life or your wife is planning to kill you for the money or you have some special in your life you want to be taken care of, which seems to be the reason.

You didn't tell more about the strip's ingredients and might as well give us the volume of total fluid drank.