So from what I've read here, it's going to cost at least $200 to get my card.

What in the world for? Legal defense funds?

I will be honest, I'm totally confused as to who is legit and who isn't because of all the fussing amongst the various groups.

So let me test my understanding....

I go to my regular doctor and am being treated for (insert condition here). I get my records for being treated for this condition and take it to either the place in Bellevue, the place in Olympia, or the place in Seattle, they look at my records and fill out some form and I pay them. Does that about cover it?

Could my own doctor fill out the form and I be done with it and not have to deal with these organizations? Or are these organizations and their doctors the only ones who can fill out the form?