I don't think the failure of the loan is UAW's fault. They just wanted the rest of the company to take a pay cut just like they were going to do, but they wouldn't agree to it. Its just good old fashion greed that is making car companies collapse. Everybody wants to get rich. Good riddance as far as I'm concerned. I worked for Ford for over 15 years and they deserve to crash and burn. Even more so GM. Chrysler shouldn't be helped at all. They are a privately owned company. And all of them are primarily foreign owned now anyway. Let them collapse. Someone with a little common sense will buy whats left of them and rebuild them into stronger companies.