Quote Originally Posted by daihashi
Many employers who offer employer based insurance work under a blanket policy; which means that everyone is covered. I sold insurance for a short while in my life (I hated it.. I had a moral dilemna about it) So I do actually know something about it.
I know you said you sold insurance and actually know something about it, but I do not think the term "blanket policy" or "blanket insurance" means what you say it does. I don't think that term applies to health insurance at all.

I think "blanket insurance" means coverage for more than one type of property at one location or one type of property at more than one location, and it applies to property/casualty insurance, not health insurance. An example would be if a chain store wanted to insure all its store locations.

When a company provides health insurance or life insurance to all its employees, without making each one qualify individually, I think it's called "group insurance," not "blanket inusrance."