Quote Originally Posted by dragonrider
I know you said you sold insurance and actually know something about it, but I do not think the term "blanket policy" or "blanket insurance" means what you say it does. I don't think that term applies to health insurance at all.

I think "blanket insurance" means coverage for more than one type of property at one location or one type of property at more than one location, and it applies to property/casualty insurance, not health insurance. An example would be if a chain store wanted to insure all its store locations.

When a company provides health insurance or life insurance to all its employees, without making each one qualify individually, I think it's called "group insurance," not "blanket inusrance."
Blanket is a term that can be used in many types of policy write ups. It is usually written for larger companies who have a number of employees to be able to cover them all. Typically this type of insurance is usually available through larger companies; corporations such as exxon-mobil, microsoft or any other large company.

Blanket can be used in Life insurance, health or other things.

Feel free to take your Group 1 license and Health Insurance license to find out for yourself . The test varies from state to state but is pretty close to being the same regardless of where you are in the US.