I just got insurance in California. I was displeased to see a 25% surcharge added to my premium for "occasional marijuana use". The rationale stated by the Company is that "some medical conditions .. present uncertain underwriting risks" and apparently they claim this is one.

There are no studies that show occasional marijuana use has a negative impact on health. I understand that my activity is illegal -- and I am sure the Company does too, which is why they raised the premium. This surcharge is therefore a disguised rip-off.

I am complaining to the CA consumer insurance commission.