I just got insurance in California. I was displeased to see a 25% surcharge added to my premium for "occasional marijuana use". The rationale stated by the Company is that "some medical conditions .. present uncertain underwriting risks" and apparently they claim this is one.

There are no studies that show occasional marijuana use has a negative impact on health. I understand that my activity is illegal -- and I am sure the Company does too, which is why they raised the premium. This surcharge is therefore a disguised rip-off.

I am complaining to the CA consumer insurance commission.
davidzet Reviewed by davidzet on . Question About Insurance Hello all.....I know I probably should had started insurance earlier in life, but I'm just getting round to taking it serious enough. I have read over the forum and haven't found what I was looking for. I have read some on here had to pass drug test for new coverage. Are their UAs observed or monitored? Anyone experienced that yet? There was a time when I used the dilution to the "T", did my test, and then saved the next HUGE void. I poured into small 2oz bottles and froze them. What I want Rating: 5