Quote Originally Posted by Purple Banana
Never had an accident reported, no speeding tickets, not moving violations, posession arrests or anything, and I have good grades, in addition to literally living in bumfuck nowhere for my part of the county...
Age has a lot to do with it as does the vehicle. If your 21 or under, all bets are off. Don't look for any significant decreases until your at least 25....provided you don't have any increased risk factors.