Quote Originally Posted by Gandalf_The_Grey
In most eastern philosophies regarding this though, the maximum wait time is 40 days.
in the original contract there was a substantial penalty if souls were made to wait more than 40 day. this was later amended when no agreement could be reached concerning the amount and means of payment and everyone realized that they couldn't use the cash until they were reborn and there was a built in "you can't take it with you" clause in the original agreement.