First thing, you should get a job. ;P

If you become physically disabled, we'll talk about progress that been hindered, but so far I don't see it. You simply have debt you need to pay off. But doing nothing about it won't pay the debts off!

Now enter an field which you'd enjoy. Your degree, while relevant, isn't as important as you are making it out to be. Now find a job. Reiterate on your resume you are close to graduation, and looking for an entry-level position.

Once you start earning a bit of money, take a class or two after work towards finishing your degree.

One step at a time. Handle the pressures bit by bit. You are simply overwhelmed by the big picture.