i do not think ms was coming across like that at all....i think you are misunderstanding what he is saying.....

all i know is you do what you have to if you want to...

i dont know what financial advisor in the world would not be telling you that you should be paying your interest charges monthly so they dont compound..they are nominal payments and save you a bunch in the long run.....and your precentage rate on your loan is not that high, you should see what some of these kids are paying through wells fargo and sallie mae...

who comes out of school making *major money*? very very few....

i dont mean to come across rude, but in my eyes, you made your bed and now you have to lay in it....fix it, deal with it, realize being a grownup comes with grownup responsibilities and decisions.....sorry if you see this as *criticizing* and not as another point of view maybe seeing some things you cant because you are in the situation.....

good luck....

princess