Do we have free-will?

Maybe...

But, is the ability to view or consider all the alternatives to any given action, really a case for free-will?
We must look at our individual moral code and conscience, not to mention our life experiences and lessons learned by others, before we can make the presented choices.
I used to believe in Fate.
I believed in it so much, that in many ways it has prevented me from doing lots of things with my life.
But, here's where it gets confusing...because, although I believed in Fate, I wasn't too sure about the concept of Destiny.
Do Fate and Destiny go hand-in-hand, or are they two entirely different animals?

Is Fate a consequence of an action?
Is Destiny pre-ordained, or a result of Fate?
Or, is Fate and Destiny a precursor to Causality?