Nice post. What we need is another Enlightenment.

On an unrelated note, that gullibility factor test isn't all that great:

"Inflation is a natural side effect of a healthy, growing economy.
FALSE. Monetary inflation, which saps the buying power of your dollars, is intentionally caused by the expansion of the money supply which is, in turn, controlled by the Federal Reserve. The net effect is a hidden tax on Americans' income and savings (a tax most people never notice). In an honest economy, the money supply would remain constant, and the annual inflation rate would be zero. Inflation is not natural, it's a manipulation that acts as hidden taxation."

I think they need to take some econ classes.

"When you deposit money in a savings account at a bank, that bank holds your money for you until you ask for it back.
FALSE. Banks do not hold your money, they use your money as a reserve and then lend out ten times as much money to other customers. The entire U.S. banking system is a fractional reserve system, meaning only a fraction of your money is held in reserve. Banks are counting on the fact that only a small percentage of their customers will ever ask for their reserves on any given day. Most of the time, that assumption is entirely true, but when national currencies run into trouble and people demand their savings, this fractional reserve system magnifies both the single-bank risk and the systemic effect of bank runs."

Duh.. Is this a bad thing though? You wouldn't be too sharp if you thought banks payed interest just for holding on to your money.