i would prefer the debit card as well because it is not imaginary money. its money that you actually have that you have worked for. when i was younger i thought we could solve poverty by just making more money. then i realized how much of the money we use is intangible. we actullay buy money, we buy imaginary value, we spend money to get money. i think that monetary trade; attaching value to paper to create a system of intangible expenditure for goods instead of barter and exchange of tangible goods for creates this imaginary bubble of power, excess and rampant greed...among other things.