The loan company will not physically attack you - they'll get a lien on your paycheck, etc. You also have the option of taking THEM to court if you feel that an injustice has been done to you. A garnishment is not even close to a prison sentence, much less a violent act.Quote:
Originally Posted by chisme
Buying things "hot" isn't worth it. Next time, just use a charge card and buy things over-the-counter, or from E-Bay (which I've never tried yet)
People say all kinds of things, but rarely mean it. You don't "have" to get the whole amount - just get as much as you can. The important thing is not to let this thing escalate, because life is too short to get yourself bent out of joint over a small debt.
Even if you could beat the guy in a fight, you don't know what could come back to haunt you. What's to stop him from stabbing, or shooting, you in the back from behind? If you have to, borrow some money from somebody else ("borrow from Peter to pay Paul") and get past it.
I knew a guy that was found by the cops, about 25 years ago, beneath the Brooklyn Queens Expressway, shot dead, because he welched on debts to the wrong people. A COP was found dead in my neighborhood about 10 years ago - it was a "hit", and to the best of my knowledge, nobody was ever charged.
Don't let this thing overcome your life - it's only money, and that's nothing. Hell, if you have to just give him the stuff back, and some money for his trouble. As I said, EVERYTHING is negotiable. Keep it friendly - you may need this guy as a friend in the future. You never know. One thing I DO know: You don't need enemies. :thumbsup: