Bank error in my favor?

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Originally Posted by bwell

ONe kid in my high school had over 50 k deposited in his bank account. He told the bank and they made him wait for like a month for someone to claim it and no did so its all his. So lucky

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I truely doubt that.

Fess up... they will catch it and you will owe it...

when the bank fucks up, the money is yours, unless they take it back out before you spend it/withdrawl it... and if they do try to take it back afterwards, that's their problem... they may ask you to return the money, but you don't have to, and aren't lawfully required to either, atleast if you're in the us.

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Originally Posted by del...

do NOT take it out or even think about spending it. instead put it into a savings account and let it draw interest until the bank figures it out...and they will, count on it. on the slight chance they won't find it the full amount will be yours after a certain amount of time but when they do find it any interest is yours to keep.

but unless you want to end up in a hole when that 500 bucks is removed from your account, keep it in the bank.

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smart man, del. smart man.

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Originally Posted by del...

do NOT take it out or even think about spending it. instead put it into a savings account and let it draw interest until the bank figures it out...and they will, count on it. on the slight chance they won't find it the full amount will be yours after a certain amount of time but when they do find it any interest is yours to keep.

but unless you want to end up in a hole when that 500 bucks is removed from your account, keep it in the bank.

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yea i'd go with this, i'm retracting my statement, as i cannot find any viable proof i'm right.. i looked but couldn't find anything about it, maybe it's just on a bank to bank basis? i once read this story (it was true) of how this guy once took one of those fake checks you gettin the mail once in awhile (they're usually like 50,000 or something, and say thismoney is yours and all you have to do is __________________) well, he took it to a bank, and as a joke, tried to cash it, i can't remember if it was through a machine, or if it was a tellers mistake, but he had it cashed, and walked off with the money. the bank found their error and asked him to return the money. after a long drawn out legal battle (he refused to give the money back on principal, he was planning on giving it back in the first place, then the bank did something he didn't like so he refused to give it back) long story short, he won and got to keep the money (it was in the 10 thousands if not the hundreds)

del..., you're suggestion is great. I'm going to go and do that tomorrow, first thing. I figgure that if they don't call me on it in a couple months then they never will so after that I'll just assume it's mine.

thanks guys!

most bank errors get noticed becasue it effects someone else to! paper work get mixed up etc! do what Del said! and after a while if they havent noticed, buy a couple ounces!:D

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Originally Posted by memoriesofhash

Remember in Monopoly that "bank error in your favor" chance card? Well today when I went to deposit my paycheck I looked at my balance and I had an extra five hundred dollars in my account that I had never seen before and had definatly never deposited!!!???

is it mine?

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Dude, you should've played Life. You probably would've add an extra $10,000 in your account.

Learned the hard way about stock certificate and bonds, I was in the service Vnam and the company I had with sold out. and the new company they pick up all the out standing Stocks, and never told me, and I lost ever thing big time, I had a 125.00 a mo gov. check going to them, had ( 190 Voting blocks). in 1964 and it (split) in 1966 and when I got back in oct 67 there was none all gone. the did a buy back... and if you are not there for the buy back you just SOL!!! and on the buy back they give you what they want..
not the going price.

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Originally Posted by del...

and if you really wanted to play the good guy, give them a call and ask about it. all you'll get is a token thanks most likely and it'll be quickly forgotten by them but at least you'll know what you did. and us...

it's a tough call there...follow your heart.

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Del's got this one right on! Listen!:) :stoned: