Farmers Insurance UA, Blood Test due in 7.5 days. Eep?

First of all, three things:
1. Great site; just found it today surprisingly. Thanks for the info!.
2. Sorry in advance that this is so long.
3. Thank you in advance for any advice.

I have read a lot of the [great] resources provided here, but I am having trouble aggregating it into one cohesive plan of action. In other words, I still dunno what to do.

I am a 5'9'', ~160 lbs female that smokes every day. Not a lot though. Usually less than half of a normal-sized glass pipe bowl, except on the weekends where it's a up to bowl per day. Rough estimation of the grams is hard for me... 7 grams in a quarter, and a quarter lasts two of us for 3 or so weeks... about 1/3 of a gram per day on average is what I smoke. [I've slowed down a lot since my early 20's :) ]

In 7 days I have a Farmer's Life Insurance blood and urine analysis scheduled.
It will be given by ExamOne and the results will be sent to EMSI. My insurance agent assured me there would be no records kept of the results, even if I failed for whatever reason. However, this is either a lie or he is only referring to Farmer's Insurance keeping the info because it is known that the Medical Information Bureau [MIB] keeps insurance testing results for at least 7 years. PEACE OF MIND QUESTION: can the government or my place of employment access these records without my consent? I am not applying for life insurance through my company. I have read that the government cannot get this data but I don't trust that. QUESTION: if I decline to sign the release form to let the MIB have my records, will I not be able to take the test?

I am uncertain DILUTING will help me, since this is a life insurance test and they will be checking for all sorts of things. I'm afraid dilution will be very evident.
I am hesitant to SUB because it would be my luck my sub turned out to have an unknown medical condition. I don't want a marijuana positive to show up at MIB, but I DEFINITELY don't want diabetes or something to show up as my record of health.

QUESTION: if I do test positive, get that record in the MIB, apply for insurance somewhere else and they get that dirty record from MIB... will the new insurance company test me again? [I would be sure to be clean by that time.]

QUESTION: is there any way to get clean in 7 days? [Ha.]

QUESTION: should I just drop my application for this policy and go somewhere else and hope I don't get picked for a random test? Am I stupid to even consider trying my luck? My insurance agent said, "Half the test is willingness to take the test. If you refuse, you are denied policy. If you take it there is about 50% chance the insurance agency will never look at the results. They will just figure if you took the test, you had nothing to hide."
QUESTION: is that a load of BS????

Thanks again for letting me post here!

I guess that was too much crap all in one post. eh. Sorry guys.

Just wondering if anyone knew about that MIB thing, mainly.

QUESTION: if I do test positive, get that record in the MIB, apply for insurance somewhere else and they get that dirty record from MIB... will the new insurance company test me again? [I would be sure to be clean by that time.]You should have a copy of Farmers protocol for what they're testing for. They shouldn't be testing for drugs at all.

QUESTION: is there any way to get clean in 7 days? [Ha.]Probably not. Subbing with synthetic urine is probably your besy bey. Thats one of the reasons synthetic urine was developed was to beat these uneccessary health insurance tests.

QUESTION: should I just drop my application for this policy and go somewhere else and hope I don't get picked for a random test? Am I stupid to even consider trying my luck? My insurance agent said, "Half the test is willingness to take the test. If you refuse, you are denied policy. If you take it there is about 50% chance the insurance agency will never look at the results. They will just figure if you took the test, you had nothing to hide."
QUESTION: is that a load of BS????Could be. All the insurance company is looking for is pre-existing conditions so they don't have to cover you. Why get insurance if they aren't going to cover whats wrong with you? I would go with subbing with synthetic urine. If nothing else it will educate you on the process and what to look for next time.

Thanks, killer.

I guess I was afraid subbing would be too obvious since they will be running a lot of tests on it.
You'd think that the insurance company would let me know... but nope. I was chosen as a "random" test. :wtf:

REad my post your fine, dilute and you will pass my freinds, i can gurantee you will have no problems! its above your post by 5 or so, lata