bank problems - need help please

[gee]

Alright, I have found out a major problem with my bank and i have to deal with this now.

I had a balance of 2300 previously in around November. i had not withdrawed any but it gradually decreased. i didn't notice til like the 3rd time i withdrew when my balance was at a drastic 700. i thought that it was some family member so i let it go. it didnt happen til last week when i got my taxes back. my balance was at 1500, then decreased to 1000 but i withdrew 500. then i withdrew 160 but now i went to withdraw 160, and my balance was 199 !!!

i dunno what to do, if i tell the bank, do you think i will get the money back?

yesterday, i went to go take out 60 bucks, and once again, my balance

[GratefulDead4ever]

wow dude report that right away and maybe they can catch who is doing that someone may have your account thats a lot of cash your losing and you should def report it

[slipknotpsycho]

... i'd raise hell at a bank of 10 dolllars came up missing, let alone 1000+ did you feel you even need to ask us what to do? demand to talk to the bank president, and demand re-insurance... unless of course in fine print it basicly says "if someone takes your money, you're on your own, fuck off, don't bother me"

[del...]

what you need to do is get to your record history ASAP...many banks have online access and if your bank is not online then get down to your branch the very 1st second both of you are available. you can't do anything until you know what's going on...

[God v2.0]

wtf, some people! you just let someone take thousands of dollars from you? EVERYONE gets a monthly bank statement i dont care what bank you have your money in. in that statement are withdrawl records,

[benagain]

I've gotta agree with del and god. Get your statements NOW. If not online, then go to the bank. You should know where it's at. You have free acess to the history of every transaction made in that account. I balance my checkbook every day. even if I haven't spent anything, I check it to make sure it's all good.

[are you kind]

yea i get my balance and transactions emailed to me every day so i know exactly whatsup

[gee]

yeah i got updates.

but the damn bank is closed this easter weekend. i read the transactions, and the purchases seem to always be at either Esso gas station or a convenience store near my school in plaza called Geroges convenience.

i have to go on tuesday now. man i hope i could get my money back, cuz i lost alot before too.

[gee]

sorry to double post, i just need to know whether anyone knows if ill be able to get money back.

thisis TD bank im speaking about too.

[slipknotpsycho]

it's doubtful, but never hurts to try.. not all banks are offering fraud protection yet...

[del...]

maybe yes, maybe no...depends on your circumstances and previous usage history. if the recent card uses were totally out of normal for your spending habits then most likely yes as they should have caught the weird spendings and called you for verification before allowing any more use of the card. this saves them from people loaning their cards to acquaintances for use then reporting it stolen...the terms might be stated on your monthly statement sheets...in the fine print on the back side, if like my bank.

also, many atm's have camera's attached that function when machine is used along with any clerk cashing the card would be held liable for not asking for ID.

[slipknotpsycho]

well there's really only one way to find out for sure.. and today's saturday, so you still got a couple more days before you can find out... in the mean time, iw ould think about changing up your account info, if it's with a card (credit or debit) ask for a new one and the old one to be canceled (and if possible place a red flag on it, so that whoever had it may be prosecuted) if it was a checking account no card, i don't know what you can do about that... either way, unless you just had a weird and sparatic drug splurge, someone has your account info, and someone is obviously prepared to use it for all it's worth, so... i'd say do whatever you can to lock down this account, and secure yourself better. given the fact that it's near you, i'm going to go out on a limb and guess it's someone you know...

[mom2calebnjoshie]

I've worked at a Bank in the past and yes, you DEFINITLY need to contact them...actually, if it is convenient for you I would just go down and tell them your problem and they will print out your statments and figure it out -- you are probably being scammed.....I've had it happen in the past with this company called 1Rate online, which I never heard of, but they were taking like $50 a month -- the bank took care of it, you just need to let them know and let them investigate it, they'll find out the type of charges (debit, cks, withdraws, etc.) and then determine who is authorizing the deductions...but time is really of the essence, if I were you I'd take care of it like yesturday.